Integração direta

Este guia descreve como integrar o Apple Pay diretamente com a API da Yuno. A integração direta oferece controle total sobre o fluxo de pagamento e é ideal para comerciantes que precisam de implementações personalizadas ou têm sistemas de pagamento existentes.

Nossa integração com o Apple Pay Direct suporta pagamentos únicos e recorrentes (útil para assinaturas e outras transações regulares).

📘

Antes de implementar os pagamentos do Apple Pay, verifique se você concluiu os pré-requisitos do Apple Pay.

Visão geral do Apple Pay

  1. O cliente inicia o pagamento em seu dispositivo iOS
  2. Receber payment_token via Apple SDK
  3. Crie um pagamento com o Yuno incluindo o token stringified
  4. O Yuno processa com seu(s) provedor(es) configurado(s) e retorna uma resposta
  5. Monitorar o status da resposta por meio de webhooks

Pagamentos únicos

Para integrar uma única transação, como uma compra on-line, use a API da Yuno para criar um pagamento. Isso exige que você obtenha determinadas informações da resposta do SDK da Apple, que é gerada quando o cliente autoriza o pagamento.

Exemplo de resposta do Apple Pay

O SDK do Apple Pay retorna um objeto como o exemplo abaixo; chamamos essa resposta de payment_token.

{
  "paymentMethod": {
    "type": "credit",
    "displayName": "Visa 3748",
    "network": "Visa"
  },
  "paymentData": {
    "data": "B5NSQI0TdXuLwqadBCL0yOwtik/rJx7v41xxE8rNSlFBTHR2W88iRck7a6bH9Kx/bBFsk2ZyinIEl2aXusHp22a0pSmuCUoPgbkFc1/D3PRAoWITfZkalBeuzMhHJGhhCe2wqOgMmjS2w97nN9vifb1cMrS3kOqpPPMihHVvhLYbwtNhh8lfeTOyL+RBXbdFScVTFCB1eFQ4znUFV79SHVK/SRjLxLawO1HGIO0VIUTj8uVgG4MmBrfQhDBD/P9a4lWypiNoyURHm7ubgcOEelbVDGlKSNDmYFD10i554b+7z8GXBtWdQc1zhWKcGOn8RsOYtxxdqzHEtJzcFsf92/rEhfpEThXjsLLMTmovGyQS30qM/qO2YgqduEID7IS+xOH/FXpplT5Yqur7/+FgEwcv2lGsa0K6kNMEUn1xSWc=",
    "signature": "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",
    "header": {
      "publicKeyHash": "YK8kdoBXLGqBQKBtCZOl0DQTUHOWidRCxgOgf/1gBMM=",
      "ephemeralPublicKey": "MFkwEwYHKoZIzj0CAQYIKoZIzj0DAQcDQgAEEVv32VVJYlg+E0zMsthvBaldJcH45NUWhVckme/CQYFtHf60FEdFtzwabOEMY3u1De+6e+IuBv53OxmWx+1w2w==",
      "transactionId": "87a03c4cc1b242a25d74257d4bc990a6473b9866392850e584a9f680dcdf3d0f"
    },
    "version": "EC_v1"
  }
}

Exemplo de solicitação de pagamento único

Aqui está um exemplo de uma solicitação de pagamento único do Apple Pay usando a Direct API da Yuno. A solicitação inclui o stringified Resposta do Apple Pay em seu interior payment_tokenconforme recebido do SDK do Apple Pay, juntamente com os campos obrigatórios, como valor, moeda e informações da conta. Ajuste os valores conforme necessário para sua integração.

curl --location 'https://api-sandbox.y.uno/v1/payments' \
--header 'X-idempotency-key: 20cc2a07-9170-47d7-88ff-c4d3ee48274e' \
--header 'public-api-key: '\
--header 'private-secret-key: ' \
--header 'Keep-Alive: timeout=5, max=1000' \
--header 'Content-Type: application/json' \
--data-raw '{
    "country": "US",
    "amount": {
        "currency": "USD",
        "value": 2000
    },
    "customer_payer": {
        "id": "24e25748-6ab3-4d43-bb8b-eb0204bb0954",
        "email": "[email protected]",
        "first_name": "John",
        "last_name": "Doe"
    },
    "workflow": "DIRECT",
    "payment_method": {
        "vault_on_success": true,
        "type": "APPLE_PAY",
        "detail": {
            "wallet": {
                "payment_token": "{\r\n   \"paymentMethod\":{\r\n      \"type\":\"credit\",\r\n      \"displayName\":\"Visa 3748\",\r\n      \"network\":\"Visa\"\r\n   },\r\n   \"paymentData\":{\r\n      \"data\":\"B5NSQI0TdXuLwqadBCL0yOwtik\/rJx7v41xxE8rNSlFBTHR2W88iRck7a6bH9Kx\/bBFsk2ZyinIEl2aXusHp22a0pSmuCUoPgbkFc1\/D3PRAoWITfZkalBeuzMhHJGhhCe2wqOgMmjS2w97nN9vifb1cMrS3kOqpPPMihHVvhLYbwtNhh8lfeTOyL+RBXbdFScVTFCB1eFQ4znUFV79SHVK\/SRjLxLawO1HGIO0VIUTj8uVgG4MmBrfQhDBD\/P9a4lWypiNoyURHm7ubgcOEelbVDGlKSNDmYFD10i554b+7z8GXBtWdQc1zhWKcGOn8RsOYtxxdqzHEtJzcFsf92\/rEhfpEThXjsLLMTmovGyQS30qM\/qO2YgqduEID7IS+xOH\/FXpplT5Yqur7\/+FgEwcv2lGsa0K6kNMEUn1xSWc=\",\r\n      \"signature\":\"MIAGCSqGSIb3DQEHAqCAMIACAQExDTALBglghkgBZQMEAgEwgAYJKoZIhvcNAQcBAACggDCCA+MwggOIoAMCAQICCBZjTIsOMFcXMAoGCCqGSM49BAMCMHoxLjAsBgNVBAMMJUFwcGxlIEFwcGxpY2F0aW9uIEludGVncmF0aW9uIENBIC0gRzMxJjAkBgNVBAsMHUFwcGxlIENlcnRpZmljYXRpb24gQXV0aG9yaXR5MRMwEQYDVQQKDApBcHBsZSBJbmMuMQswCQYDVQQGEwJVUzAeFw0yNDA0MjkxNzQ3MjdaFw0yOTA0MjgxNzQ3MjZaMF8xJTAjBgNVBAMMHGVjYy1zbXAtYnJva2VyLXNpZ25fVUM0LVBST0QxFDASBgNVBAsMC2lPUyBTeXN0ZW1zMRMwEQYDVQQKDApBcHBsZSBJbmMuMQswCQYDVQQGEwJVUzBZMBMGByqGSM49AgEGCCqGSM49AwEHA0IABMIVd+3r1seyIY9o3XCQoSGNx7C9bywoPYRgldlK9KVBG4NCDtgR80B+gzMfHFTD9+syINa61dTv9JKJiT58DxOjggIRMIICDTAMBgNVHRMBAf8EAjAAMB8GA1UdIwQYMBaAFCPyScRPk+TvJ+bE9ihsP6K7\/S5LMEUGCCsGAQUFBwEBBDkwNzA1BggrBgEFBQcwAYYpaHR0cDovL29jc3AuYXBwbGUuY29tL29jc3AwNC1hcHBsZWFpY2EzMDIwggEdBgNVHSAEggEUMIIBEDCCAQwGCSqGSIb3Y2QFATCB\/jCBwwYIKwYBBQUHAgIwgbYMgbNSZWxpYW5jZSBvbiB0aGlzIGNlcnRpZmljYXRlIGJ5IGFueSBwYXJ0eSBhc3N1bWVzIGFjY2VwdGFuY2Ugb2YgdGhlIHRoZW4gYXBwbGljYWJsZSBzdGFuZGFyZCB0ZXJtcyBhbmQgY29uZGl0aW9ucyBvZiB1c2UsIGNlcnRpZmljYXRlIHBvbGljeSBhbmQgY2VydGlmaWNhdGlvbiBwcmFjdGljZSBzdGF0ZW1lbnRzLjA2BggrBgEFBQcCARYqaHR0cDovL3d3dy5hcHBsZS5jb20vY2VydGlmaWNhdGVhdXRob3JpdHkvMDQGA1UdHwQtMCswKaAnoCWGI2h0dHA6Ly9jcmwuYXBwbGUuY29tL2FwcGxlYWljYTMuY3JsMB0GA1UdDgQWBBSUV9tv1XSBhomJdi9+V4UH55tYJDAOBgNVHQ8BAf8EBAMCB4AwDwYJKoZIhvdjZAYdBAIFADAKBggqhkjOPQQDAgNJADBGAiEAxvAjyyYUuzA4iKFimD4ak\/EFb1D6eM25ukyiQcwU4l4CIQC+PNDf0WJH9klEdTgOnUTCKKEIkKOh3HJLi0y4iJgYvDCCAu4wggJ1oAMCAQICCEltL786mNqXMAoGCCqGSM49BAMCMGcxGzAZBgNVBAMMEkFwcGxlIFJvb3QgQ0EgLSBHMzEmMCQGA1UECwwdQXBwbGUgQ2VydGlmaWNhdGlvbiBBdXRob3JpdHkxEzARBgNVBAoMCkFwcGxlIEluYy4xCzAJBgNVBAYTAlVTMB4XDTE0MDUwNjIzNDYzMFoXDTI5MDUwNjIzNDYzMFowejEuMCwGA1UEAwwlQXBwbGUgQXBwbGljYXRpb24gSW50ZWdyYXRpb24gQ0EgLSBHMzEmMCQGA1UECwwdQXBwbGUgQ2VydGlmaWNhdGlvbiBBdXRob3JpdHkxEzARBgNVBAoMCkFwcGxlIEluYy4xCzAJBgNVBAYTAlVTMFkwEwYHKoZIzj0CAQYIKoZIzj0DAQcDQgAE8BcRhBnXZIXVGl4lgQd26ICi7957rk3gjfxLk+EzVtVmWzWuItCXdg0iTnu6CP12F86Iy3a7ZnC+yOgphP9URaOB9zCB9DBGBggrBgEFBQcBAQQ6MDgwNgYIKwYBBQUHMAGGKmh0dHA6Ly9vY3NwLmFwcGxlLmNvbS9vY3NwMDQtYXBwbGVyb290Y2FnMzAdBgNVHQ4EFgQUI\/JJxE+T5O8n5sT2KGw\/orv9LkswDwYDVR0TAQH\/BAUwAwEB\/zAfBgNVHSMEGDAWgBS7sN6hWDOImqSKmd6+veuv2sskqzA3BgNVHR8EMDAuMCygKqAohiZodHRwOi8vY3JsLmFwcGxlLmNvbS9hcHBsZXJvb3RjYWczLmNybDAOBgNVHQ8BAf8EBAMCAQYwEAYKKoZIhvdjZAYCDgQCBQAwCgYIKoZIzj0EAwIDZwAwZAIwOs9yg1EWmbGG+zXDVspiv\/QX7dkPdU2ijr7xnIFeQreJ+Jj3m1mfmNVBDY+d6cL+AjAyLdVEIbCjBXdsXfM4O5Bn\/Rd8LCFtlk\/GcmmCEm9U+Hp9G5nLmwmJIWEGmQ8Jkh0AADGCAYgwggGEAgEBMIGGMHoxLjAsBgNVBAMMJUFwcGxlIEFwcGxpY2F0aW9uIEludGVncmF0aW9uIENBIC0gRzMxJjAkBgNVBAsMHUFwcGxlIENlcnRpZmljYXRpb24gQXV0aG9yaXR5MRMwEQYDVQQKDApBcHBsZSBJbmMuMQswCQYDVQQGEwJVUwIIFmNMiw4wVxcwCwYJYIZIAWUDBAIBoIGTMBgGCSqGSIb3DQEJAzELBgkqhkiG9w0BBwEwHAYJKoZIhvcNAQkFMQ8XDTI1MTAwMjE5MjYyNFowKAYJKoZIhvcNAQk0MRswGTALBglghkgBZQMEAgGhCgYIKoZIzj0EAwIwLwYJKoZIhvcNAQkEMSIEIIglNywQdAxKnixbc4TJLaopplLPs5m84zjbAlsJuvnOMAoGCCqGSM49BAMCBEcwRQIhANjW5bxOlsS4oBDrxUn6OtIHWxpHshyj0ozI518Ty\/rbAiAW+dbxN9OQJ9a2B3VMps89dm0ZB6MdQCG7iHM2g2Tn1gAAAAAAAA==\",\r\n      \"header\":{\r\n         \"publicKeyHash\":\"YK8kdoBXLGqBQKBtCZOl0DQTUHOWidRCxgOgf\/1gBMM=\",\r\n         \"ephemeralPublicKey\":\"MFkwEwYHKoZIzj0CAQYIKoZIzj0DAQcDQgAEEVv32VVJYlg+E0zMsthvBaldJcH45NUWhVckme\/CQYFtHf60FEdFtzwabOEMY3u1De+6e+IuBv53OxmWx+1w2w==\",\r\n         \"transactionId\":\"87a03c4cc1b242a25d74257d4bc990a6473b9866392850e584a9f680dcdf3d0f\"\r\n      },\r\n      \"version\":\"EC_v1\"\r\n   }\r\n}",
                "soft_descriptor": "TEST"
                }
            }
        }
    },
    "account_id": "fe14c7c6-c75e-43b7-bdbe-4c87ad52c482",
    "description": "Apple Pay recurring setup",
    "merchant_order_id": "recurring-setup-123"
}'

Pagamentos recorrentes com Direct API

Os pagamentos recorrentes do Apple Pay com integração direta exigem a implementação de transações iniciadas pelo cliente (CIT) e transações iniciadas pelo comerciante (MIT).

  • Transação iniciada pelo cliente (CIT): A primeira transação em que o cliente autoriza pagamentos recorrentes. Isso gera um vaulted_token para uso futuro.

  • Transação iniciada pelo comerciante (MIT): Transações automatizadas subsequentes usando o vaulted_token sem interação com o cliente.

Transação iniciada pelo cliente (CIT)

Quando um cliente autorizar a assinatura e você tiver uma resposta do SDK da Apple, use a stringified payment_token na casa de Yuno criar API de pagamento para criar o CIT.

curl --location 'https://api-sandbox.y.uno/v1/payments' \
--header 'X-idempotency-key: 30cc2a07-9170-47d7-88ff-c4d3ee48274e' \
--header 'public-api-key: ' \
--header 'private-secret-key: ' \
--header 'Keep-Alive: timeout=5, max=1000' \
--header 'Content-Type: application/json' \
--data-raw '{
    "country": "US",
    "amount": {
        "currency": "USD",
        "value": 2000
    },
    "customer_payer": {
        "id": "24e25748-6ab3-4d43-bb8b-eb0204bb0951",
        "email": "[email protected]",
        "first_name": "John",
        "last_name": "Doe"
    },
    "workflow": "DIRECT",
    "payment_method": {
        "vault_on_success": true,
        "type": "APPLE_PAY",
        "detail": {
            "wallet": {
                "payment_token": "{\r\n   \"paymentMethod\":{\r\n      \"type\":\"credit\",\r\n      \"displayName\":\"Visa 3748\",\r\n      \"network\":\"Visa\"\r\n   },\r\n   \"paymentData\":{\r\n      \"data\":\"B5NSQI0TdXuLwqadBCL0yOwtik\/rJx7v41xxE8rNSlFBTHR2W88iRck7a6bH9Kx\/bBFsk2ZyinIEl2aXusHp22a0pSmuCUoPgbkFc1\/D3PRAoWITfZkalBeuzMhHJGhhCe2wqOgMmjS2w97nN9vifb1cMrS3kOqpPPMihHVvhLYbwtNhh8lfeTOyL+RBXbdFScVTFCB1eFQ4znUFV79SHVK\/SRjLxLawO1HGIO0VIUTj8uVgG4MmBrfQhDBD\/P9a4lWypiNoyURHm7ubgcOEelbVDGlKSNDmYFD10i554b+7z8GXBtWdQc1zhWKcGOn8RsOYtxxdqzHEtJzcFsf92\/rEhfpEThXjsLLMTmovGyQS30qM\/qO2YgqduEID7IS+xOH\/FXpplT5Yqur7\/+FgEwcv2lGsa0K6kNMEUn1xSWc=\",\r\n      \"signature\":\"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\",\r\n      \"header\":{\r\n         \"publicKeyHash\":\"YK8kdoBXLGqBQKBtCZOl0DQTUHOWidRCxgOgf\/1gBMM=\",\r\n         \"ephemeralPublicKey\":\"MFkwEwYHKoZIzj0CAQYIKoZIzj0DAQcDQgAEEVv32VVJYlg+E0zMsthvBaldJcH45NUWhVckme\/CQYFtHf60FEdFtzwabOEMY3u1De+6e+IuBv53OxmWx+1w2w==\",\r\n         \"transactionId\":\"87a03c4cc1b242a25d74257d4bc990a6473b9866392850e584a9f680dcdf3d0f\"\r\n      },\r\n      \"version\":\"EC_v1\"\r\n   }\r\n}",
                "soft_descriptor": "TEST",
                "stored_credentials": {
                    "reason": "SUBSCRIPTION",
                    "usage": "FIRST"
                }
            }
        }
    },
    "account_id": "fe14c7c6-c75e-43b7-bdbe-4c87ad52c482",
    "description": "Apple Pay recurring setup",
    "merchant_order_id": "recurring-setup-123"
}'

Parâmetros-chave para o CIT

  • vault_on_success: true: Indica que esta é uma configuração de pagamento recorrente e gera o token armazenado token futuras transações MIT.
  • detail.wallet.stored_credentials.usage: FIRST: Indica que esta é a transação inicial em uma série recorrente
  • detail.wallet.payment_token: Deve ser a resposta do SDK da Apple em formato de string, o payment_token

Tratamento de respostas de transporte de valores

Quando a CIT for bem-sucedida, você receberá uma resposta contendo o vaulted_token. Ele pode ser usado em transações subsequentes. Tenha muito cuidado ao armazenar esse valor.

{
  "id": "61533a3b-f971-422f-a839-9af61f8ec9ab",
  "status": "SUCCEEDED",
  "payment_method": {
    "id": "7a2f1c44-3d57-4a9c-9ef0-3c0b5a8d2e1f",
    "vaulted_token": "98c16e23-ebdd-4d0f-85bd-e0ba7d2fedf6"
  }
}

Transação iniciada pelo comerciante (MIT)

As transações MIT são processadas automaticamente para faturamento recorrente usando o vaulted_token do CIT.

Exemplo de solicitação do MIT

curl --location 'https://api-sandbox.y.uno/v1/payments' \
--header 'X-idempotency-key: 4793b6aa-b2b3-4296-8477-37316f27c287' \
--header 'public-api-key: ' \
--header 'private-secret-key: ' \
--header 'Keep-Alive: timeout=5, max=1000' \
--header 'Content-Type: application/json' \
--data-raw '{
    "country": "US",
    "amount": {
        "currency": "USD",
        "value": 2000
    },
    "customer_payer": {
        "id": "24e25748-6ab3-4d43-bb8b-eb0204bb0951",
        "email": "[email protected]",
        "first_name": "John",
        "last_name": "Doe"
    },
    "workflow": "DIRECT",
    "payment_method": {
        "vault_on_success": true,
        "vaulted_token": "98c16e23-ebdd-4d0f-85bd-e0ba7d2fedf6",
        "type": "APPLE_PAY",
        "detail": {
            "card": {
                "soft_descriptor": "TEST",
                "stored_credentials": {
                    "reason": "SUBSCRIPTION",
                    "usage": "USED"
                }
            }
        }
    },
    "account_id": "fe14c7c6-c75e-43b7-bdbe-4c87ad52c482",
    "description": "Apple Pay recurring setup",
    "merchant_order_id": "recurring-setup-123"
}'

Parâmetros-chave para o MIT

  • vaulted_token: O token armazenado token durante o CIT
  • detail.card.stored_credentials.usage: "USED": Indica que esta é uma transação subsequente em uma série recorrente
  • Não payment_token necessário: Usa o arquivo armazenado vaulted_token em vez disso

Solução de problemas

  • Falha na validação do comerciante: verifique os certificados do Apple Pay e a configuração do ID do comerciante
  • token da Apple inválido ou expirado: obtenha um novo token do SDK da Apple e certifique-se de que ele seja stringificado
  • Rede ou país sem suporte: confirme se seu provedor é compatível com o Apple Pay para a moeda/país solicitado
  • Cobranças duplicadas: sempre envie um Idempotency-Key com a criação de chamadas de pagamento

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